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In 2022, cybercriminals will continue to evolve their modus operandi – attaining greater sophistication and modifying their tactics, techniques, and procedures to outsmart cyber defenders. With the development and wider adoption of radical new technologies like 5G, cryptocurrencies and industrial robotics, attackers will find renewed motivation to diversify, with attacks that are not easy to foresee and difficult to mitigate. In simple terms, cyber defenders will quickly realize the inevitable fact: No surface is out of the cybercriminals’ reach and influence! This whitepaper covers the emerging threats from kinetic cyberattacks, collaboration among state actors, cyber risk related to mobile devices, and how cybercrime will become an investment-worthy asset class.